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Scenario analysis tests downside cases, synergy slippage, and macro shocks to ensure resilience after the acquisition.
Operational diligence examines processes, supply chains, quality, and capacity to validate scalability and cost savings.
Customer diligence analyzes churn, satisfaction, contracts, and pipeline to forecast stable revenue and growth prospects.
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새 신용평가모형은 카카오뱅크가 2019년 12월 금융서비스 실시 뒤 모아온 대출 이용 누구들의 금융 거래 데이터를 해석해 적용하는 방식이다. 저기에 이동통신 3사가 보유한 통신비 정상 납부 시간이나 데이터 평균 이용량 등 통신과금 서비스 사용 아이디어 등도 추가해 신용평가에 활용하고 있다.
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